Customized Benefit Solutions For Your Unique Needs
We know your business is one of a kind—and your benefits plan should reflect that. Our team takes the time to understand what makes your company tick: your goals, your people, and your culture. Whether you need wide-ranging coverage, budget-friendly choices, or a focus on employee wellness, we’ll create a plan that fits your needs today and scales with you tomorrow.
Understanding Your Group Benefit Options
Extended Health Benefits
Provide your employees with extended health coverage, including prescription drugs, paramedical services (such as massage therapy, chiropractic care, etc.), and other essential health services to ensure comprehensive healthcare.
Dental Benefits
Ensure your employees have access to preventative and restorative dental care with coverage for routine check-ups, cleanings, fillings, and major dental work. We offer flexible plans to fit your team’s needs.
Vision Benefits
Protect your employees’ eye health with vision care benefits, including coverage for eye exams, prescription glasses, and contact lenses. These benefits help maintain the long-term eye health of your team.
Life Insurance
Provide your employees and their families with financial protection through life insurance coverage. This benefit ensures that your employees’ loved ones are taken care of in case of unexpected events.
Short Term/Long Term Disabilities
Offer short-term and long-term disability benefits to protect your employees in the event of illness or injury that prevents them from working. These benefits provide income replacement during recovery, offering peace of mind and financial support.
Critical Illness Insurance
Provide employees with a financial safety net in the event of a critical illness such as cancer, heart attack, or stroke. This benefit offers a lump-sum payment to help manage medical expenses and living costs during recovery.
Health Spending Accounts (HSAs)
Give your employees the flexibility to manage their own health care needs with a Health Spending Account (HSA). Employees can use pre-tax dollars to cover eligible medical expenses not included in traditional plans, offering added control and customization.
Wellness Accounts
Promote a healthier lifestyle for your employees with wellness accounts that provide funding for health-related expenses, such as gym memberships, fitness classes, or other wellness activities. This benefit helps employees prioritize their well-being.
Administrative Services Only (ASO)
The ASO model is a cost-effective option for businesses looking to self-fund their benefits plans. Providers manage the administrative side of your plan, ensuring efficiency and flexibility, while you control your benefits costs.
Employee Assistance Programs (EAP)
Support your employees’ mental and emotional well-being with access to Employee Assistance Programs. EAPs provide confidential counseling and support services for personal or work-related issues, helping employees manage stress and improve productivity.
Individual Benefits
For groups not large enough for group benefits plans, we can provide individual options tailoring benefits to your own needs, such as personal health, dental, life insurance, and wellness benefits. This approach offers individuals with flexibility and control over their coverage.
Optional Benefits
Provide employees with the opportunity to enhance their benefits package with optional coverage, such as additional life insurance, critical illness, or accident benefits. These options help employees customize their benefits to best suit their personal needs.